Financing & Insurance

We are here to answer all your questions and concerns. Don’t see the answer you were looking for? Contact us and we will be happy to help you out in any way we can.

Do you accept insurance?

Yes! We accept most insurances and will submit your claims to your insurance for you. You will be responsible for your co-pay at the time of your appointment. We will gladly estimate your out-of-pocket expense before your visit.

Unfortunately, currently, we do not accept OHP (Oregon Health Plan) or Willamette Dental.

Do you offer any financing?

Of course! We offer several financing plans to help fit your budget. Depending on the plan, there may be no fee to you for using this service. Our front desk staff will gladly help you apply for financing if needed.

CareCredit

CareCredit is a health and wellness company that offers a credit card with a $20,000 maximum revolving line of credit that can be used in various industries; Dental, Veterinary, Cosmetic, Audiology, and Optical.

With a CareCredit credit card, you can take care of your dental needs today and still use your card for any future needs without making a new application each time. You can apply here on our website or at the front desk now and make payments from your computer, tablet, or smartphone.

In our Office, CareCredit offers two significant promotions on your card. If you want to finance less than $500, they offer no interest if paid in full by the end of the six months! If you finance $500 or more, they offer no interest if paid in full before the first year! This company is great if you want six months or one year, the same as cash! There are no prepayment penalties, but it’s best to pay off the balance within the promotional period as interest can be applied to the original balance.

CareCredit is a soft inquiry on your credit report to see if you are approved but will be a hard inquiry if you move forward and get their medical credit card. They are the best choice if you want to pay no interest or want a revolving line of credit and medical credit card to use in the future.

As a reference, using this service in most Invisalign cases with $250 down and financing for three years, your payment would be as low as about $150 a month and as low as $108 a month for five years.


Compassionate Finance

Compassionate Finance: You can apply here on our website or at our front desk. All you need to apply is a bank account and a Social Security number (or even an ITIN number). This company has a high approval rate; there will be a hard credit check. They take the payment amount you choose directly out of your bank account on the day of your choice. It’s great if you want to set up auto deductions and a monthly payment amount you can afford. You can finance up to 3 years.

As a reference, using this service in most Invisalign cases with $250 down and financing for three years, your payment would be as low as about $150 a month.


Lending Point

The next option is Lending Point. This company is great if you need to finance a significant amount of money for Invisalign or full mouth reconstruction, you can finance up to $20,000 for up to 60 months. This is a term loan, not a credit card. Based on your credit score, they have low monthly payments. You can apply here on our website or at our front desk.
Lending Point will be a soft inquiry on your credit report to see if you qualify but will be a hard inquiry if you move forward with them.

As a reference, using this service in most Invisalign cases with $250 down and financing for three years, your payment would be as low as about $150 a month.

Long Term Dental Financing Application with Lending Point


If you have any questions about financing or need any assistance in applying, please feel free to call our Dental Team at our front desk at 503-648-6671. We are happy to help get you financed!